Paying for study tools without an international card

The problem nobody building these tools has

A student in Beirut, Baghdad or Cairo can have the money, the motivation and the exam date booked, and still be unable to buy a subscription — because the checkout wants a card their bank does not issue, or issues without international authorisation, or authorises in a currency that fails at the payment processor.

This is not a niche edge case. It is a standing tax on students who already have the fewest options, and it is invisible to anyone whose card just works.

A price you cannot pay is not a price. Payment method is part of the product, not part of the checkout.

What Med Guru accepts

• Card, through Paddle. The standard route. Paddle is the merchant of record, which is also what handles tax.
• Whish Money transfer. You send the transfer yourself in the Whish app, file the claim, and a person approves it — usually within a day.
• Stablecoin or crypto transfer. USDT and USDC, plus bitcoin and ether. USDT settles on Tron, Ethereum, BSC or Solana; USDC on everything but Tron. You pick the asset and the network together, because the same coin lives at a different address on each chain.

Several plans are priced lower on the transfer rails than on card. It is a price set per tier rather than a blanket discount, so the pricing page shows you both figures before you commit to either.

How the transfer route works, step by step

• Pick your plan on the pricing page and choose the transfer option rather than card checkout.
• Send the amount to the number shown, from your own Whish account.
• File the claim with the phone number you sent from, plus the transfer reference or a screenshot of the receipt. The sender number is what ties the payment to you, so it has to be yours.
• A person checks it against the incoming transfers — right amount, right sender — and approves.
• Access starts on approval. Approval is the only thing that grants it; nothing is unlocked before a human has matched the transfer.

It is slower than a card, and deliberately so. A manual rail that one person checks is honest about what it is: not instant, but not closed to you either. The crypto route works the same way — send, file the claim, wait for the confirmations and a person.

Before you pay for anything

Use the seven-day free trial first. It covers the whole product — the assistant, the prep course and the question bank — and it does not ask for a card, so there is no payment question to solve until you already know whether the tool is worth it.

Prices and plans are on the pricing page, and the transfer option appears there alongside card checkout.